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The TKT Enterprises team of licensed insurance advisors

The people behind TKT Enterprises

We empower you with the knowledge and tools you need to make informed, confident decisions, led by experienced, licensed advisors who treat every client like family.

Meet your management team

Two leaders, one mission: make Medicare simple, honest, and pressure-free.

Tracey Twarog, Owner of TKT Enterprises

Tracey Kayo Twarog

Owner & Founder

Tracey founded TKT Enterprises to do Medicare differently, leading with her heart instead of dollar signs. As a licensed, independent agent she guides clients through Medicare, life insurance, and Social Security decisions with patience and genuine care, and stays in their corner long after enrollment.

Raoul Mohammed, Agency Manager at TKT Enterprises

Raoul Mohammed

Agency Manager

As Agency Manager, Raoul keeps the agency running smoothly so clients always get a fast, knowledgeable response. He supports the advisor team, oversees day-to-day operations, and helps make sure every client experience reflects the agency's compassion-first standard.

How our team works for you

Independent agents, working for you, never for a single insurance company.

Compassion

We treat every client like family, patient, kind, and never rushed through an important decision.

Education

We explain your options in plain English so you understand exactly what you're choosing and why.

Advocacy

We stay in your corner after enrollment, reviewing coverage yearly and answering questions whenever they arise.

Talk to our team

A relaxed, no-cost conversation about your Medicare options, with people who actually pick up the phone.