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Terms & Conditions

Last updated June 16, 2026

These Terms & Conditions govern your use of the TKT Insurance Agency, Simplify Medicare website and the SMS text messaging program we offer. By using this website or by opting in to receive text messages from us, you agree to the terms set out below.

SMS Text Messaging Program

The following terms apply to our SMS text messaging program. By providing your mobile number and opting in, you consent to receive text messages from TKT Insurance Agency, Simplify Medicare as described here.

1. Program Description

Text messages will be related to appointment reminders and short messages to obtain additional information needed for upcoming appointments.

2. Frequency

Message frequency will vary.

3. Opt-Out

You can cancel the SMS service at any time. Just reply STOP. Once you reply STOP to us, we will send a message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time, and we will start sending SMS messages to you again.

4. Help

If you are experiencing issues with the messaging program, you can reply with the word HELP for more assistance, or you can get help directly at tracey@tktenterprises.com.

5. Interruption

Carriers are not liable for delayed or undelivered messages.

6. Cost

As always, message and data rates may apply for any messages exchanged with this number. If you have any questions about your text or data plan, contact your phone provider.

7. Privacy

If you have any questions regarding privacy, please read our Privacy Policy.

Medicare Disclaimer

We do not offer every plan available in your area. Currently we represent 8 organizations which offer 75 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. This is a proprietary website and is not associated, endorsed, or authorized by the Social Security Administration, the Department of Health and Human Services, or the Centers for Medicare & Medicaid Services.

Changes to These Terms

We may update these Terms & Conditions from time to time. Any changes will be posted on this page with an updated revision date. We encourage you to review this page periodically so that you stay informed about the terms that apply to your use of our website and messaging program.

Questions?

If you have any questions about these Terms & Conditions or our text messaging program, please reach out to us.

(518) 937-6170

tracey@tktenterprises.com

TKT Insurance Agency, Simplify Medicare
1266 Duanesburg Rd, Schenectady, NY 12306